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How to Motivate Yourself to Save Money with Personal Development


People do anything that will make them happy or satisfied. And the most common thing that happens is they spend so much money on things that can make them happy. Learning how to save money has a great effect on every individual’s personal development. Most people who always spend money on their vices or other things usually have no savings. For example, you spend all your money on things that are not important. When the time comes that you need to buy an important thing, you have no choice but to borrow money from other people.

Even if you are spending money for your own interest, you can be able to save money. If you are saving money, you won’t have a big problem when the time comes that you need money for some important things. For example, you need to repair or change the ceiling of your house. You won’t have a problem on thinking where to get the money for the expenses because you have savings. Basically, saving money will make your life easy especially on some unexpected expenses.

Here are some tips on how to motivate yourself to save money with personal development:

Save a little

As I’ve mentioned in the introduction, even if you are spending money for your own interest, you can still able to save money. The most common mistake of a person is when they think that they can’t save money because they don’t have much money. The best way to increase your savings is to save a little but often. If you don’t start on saving money, you will just forget about it and you will just continue on spending. If you start saving money little by little but often, there are times that you won’t notice that your money is getting bigger. The more you see that your savings is increasing or rising, the more you get motivated to add more or save more.

Create a spreadsheet

If you are really willing to save money, you can create a spreadsheet for your savings. If you create a spreadsheet, you can estimate the money that you save and the exact money that you put in your bank every week or every month. You can also search for spreadsheet online that sums up all the savings for you. If you have a spreadsheet, you don’t need to sum all your savings in your head. You can also set the amount of money that you save every week or every month. For example, for the 1st week, you need to put $10 in your bank and it increases every week. You can immediately identify the amount of money that you save for the year if you do it. Make sure that you can afford to put the money that you set for each week.

Have a goal

This is one of the best things that you need have to be motivated on saving money. Having a goal on saving money can be a great help to keep you motivated. For example, you want to buy a new phone; you will definitely put money in your bank instead of spending it on some other things. There are also times when you already have the money that you need to buy your phone, but you will forget about the reason why you save money in the first place and you’ll just continue on putting money on your bank.

Choose inexpensive hobbies

Most people spend money on buying meals or other stuffs to treat themselves after a long day of hard work. Think of other things that can remove your stress or boost your mood without spending so much money. You can organise some fun things to do in your house with your friends or family. Sometimes people spend money when they are bored or lonely. You can watch a movie with your friends or family or buy some ingredients at the market and try cooking a meal that you never cooked before. There are lots of things you can do to entertain yourself or ending up the day without spending money.

Read finance blogs

Reading finance blogs can also motivate you to save money. You can get some tips and good financial habits on reading finance blogs. It is really interesting to know the lives of other people and see what they are doing to save money. You can also create your own finance blog and share some of your own tips and advice with other people. Creating your own finance blog will not only help you connect with other people that have the same way of thinking as you, but it will also motivate you to continue putting or saving money on your bank so that you can feel proud when you share how good you are doing with other people.

Look for support

If you really have a problem on saving money and you think you need an advice, don’t feel embarrassed to look for support from other people. All you need to do is to hear advice from a person who is an expert on financial matters. A financial expert will definitely come up with a plan that will help you on any money problem.

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How to Motivate Your Own Team through Career Development


When you started studying or going to school or even when you are still a child, you definitely dreamed of being successful in your life. You definitely want to work in a company that gives a high salary to every employee and you will surely give everything you got for your career development. Starting from a normal employee, you will possibly be promoted and you will be given a chance to handle a team.

When you are handling a team, you need to be good on your team and you need to motivate them. When your team is doing well, your boss will surely praise your team or sometimes give you a prize for your hard work. If you show a good performance on your job, you will help your company to develop. If you and your team don’t perform well, you will surely be demoted or worse, you will get fired. There are also times when even if you perform well but your team didn’t, you will surely get a bad impression from your boss. Always remember that you are the leader of your team, so it’s all up to you how to make your team perform well.

Here are some tips on how to motivate your own team through career development:


Be a good example

The first thing you need to do is to be a good example on your team members. Since you are the leader, your team members will definitely imitate everything that you do. If you show a good example or performance on your team, they will surely do everything that you do. You need to be serious on what you do. If your team members noticed that you are just fooling around, they will definitely lose motivation.

Improve Listening skills

You also need to develop your listening skills. Make sure that your team members are listening on everything that you discuss especially when it comes to some strategies on improving your performance. As I’ve mentioned in the “Be a Good Example” section, you need to show to your team that you are serious.

Explain Company Goal

In order for your team to get serious and get motivated, you need to explain company goal. You need to explain the purpose of your company. For example, your company sells sandwich, you can tell your team that your company’s purpose is to make the best sandwich in your region. Knowing that you have a competitor will definitely keep you motivated because you want to beat them.

Be fair

You also need to be fair. Favouritism is not allowed on a team. Don’t allow your personal likes and dislikes affect your leadership. For example, there are some in your team who are not productive. You shouldn’t be one sided and shouldn’t always give your attention only to the members that are productive. You also need to motivate and talk to others. Always remember that you are a team. If you just give your time on some members, other will definitely be lazy on working.

Don’t be angry on small things

In order to make your team members respect you, you also need to respect them. Don’t be angry on small stuffs. If your team members made a mistake, you need to ask them calmly about their reason or the problem. For example, one of your team members is late, don’t shout or get mad. Ask him/her why he/she is late and tell him/her that you expect him/her to be on time the next day. Always remember that your team members are human beings that have weaknesses and strengths. They are not machines.

Set rewards

You can also give rewards to every team member that performed well for the year or month. That strategy will definitely keep your team motivated and perform with their fullest. You need to set a condition before they gain the reward. For example, you will give reward to the employee who will have no lates or absences for the month. Employees are working to earn money for their living. They will surely be happy if they gain additional rewards.

Be friendly

Yes! As a leader, you need to be kind and friendly on your team members. Your team will definitely hate you or get scared of you if you are always angry or very strict. All you need to do is talk calmly, tell your team that they can ask freely if they don’t know a certain thing about the company, or talk directly to you if they have concerns. Sometimes, the attitude of the team reflects on the leader. If you are friendly, you will gain respect on your team.

Talk about the problem

You also need to talk about the problems about your team or about their performance. Talk to the employees who are not doing well or are doing wrong. You need to correct them and give them some tips on how to improve their performance or how to do it right. You also need to talk to the employees who are doing great. Praising them will help them maintain their good performance. When an employee continues on doing wrong things, it is your power to terminate him/her. Remember that you are in one team, if one member is always doing wrong, it will affect the whole team.

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Motivate Yourself to Start Your Own Business through Career Development

Motivate Yourself to Start Your Own Business through Career Development

Every person use what he/she has studied on career development. When a person graduated in college, he/she starts to find job to earn money for the everyday living. He/she starts to earn and save money to buy his/her needs and wants. There are people who quit on their job and just start their own business. People choose to start their own business because working in a company brings more stress than running their own business. There are also some people who choose to work in a company because of the thinking that a business is like gambling.

Most businesses don’t succeed because owners have lack of knowledge on running a business. That’s the reason why people don’t dare to try establishing their own business because they think that they’ll just waste money and common thing that happen is they just find a company wherein they can work.

If you want to establish your own business, the first thing you need to do is to motivate yourself. Nothing will happen if you just think about other businesses that fail, it’s still up to you how you will run your business to make it successful.

Here are some tips on how to motivate yourself to start your own business through career development:

Be sure on what you want and why you like it

You definitely want to run a business that you like. For example, you love clothing; you may then want to start a clothing business. You need to be sure on the type of business that you like and make sure that you got knowledge on the products or services that you sell. You surely won’t enjoy selling products or offer services that you don’t like and the possible thing that will happen is you will quit doing your business. When you choose the type of business (products or services) that you like, you also need to have reason why you like it. Most people choose the products or services that they sell or offer because of the numbers of stores in their area. For example, there are only few stores in your area that sells clothes; you will definitely want to start a clothing business.

HAVE Knowledge about your market

You will more likely choose a business that you have knowledge about. Having knowledge about the business that you will establish will be a big help on making it successful. For example, a customer asks you about a certain product, you can immediately answer the questions and you can provide lots of information about a certain product. If you don’t know what to say about your product to your customer, the possible thing that will happen is your customer will transfer to other stores that can provide an answer. Your customers will definitely trust you if you provide additional tips or advice when they are buying clothes on your store.

Know the obstacles

The next things that you need to think about are the obstacles. Before you decide on the business that you like, think about the number of your competitors on your area. For example, you plan to start a beauty product business but there are already lots of stores that sell beauty products in your area. The possible thing that will happen is you won’t be able to sell many products because your competitors already own the trust of the people in your area. It will definitely be hard for you to make their customers yours. You also need to check the place where you will put up your store. Make sure that you establish it in a place where there are lots of people like near the park or much better if you build it in a city.

Set a timeline

After you chose the business that you like and after you thought about the obstacles, the next thing you need to think about is when you will start it. You need to set a timeline for your business. If you set a timeline, you will definitely be motivated to achieve your goal and get it done on the given time. If you just think about it and you are not sure when to establish your business, there are times that you will become lazy and forget about your business. If you are busy on other things, you will sometimes forget about your other plans especially if you are focused on other things. All you need to do is mark your calendar on the day that you plan to start your business. In that way, you will stay focused on it.

Know the price

When you plan to establish your own business, you need to have a budget. Your budget can tell if your business is possible to be established or not. But before you set a budget, you need to know how much it will cost you to build your business including the products that you will sell. The more you invest, the more money you will earn. Also, make sure that you gain profit on your investments. You also need to look for suppliers. For example, you are planning to sell clothes, make sure you have a supplier of clothes.

Gain support

This is the thing that you need to have in order to be motivated on starting your own business. If you gain support from your friends and family members, you will definitely be focused on achieving your goals or dreams. If your family and friends support you on your plans, they will definitely give you a hand or will help you to achieve it. Sometimes family and friends can even support you on your financial needs.  Sometimes it is hard to focus and dream about something if no one supports you. So it is important to gain support on what you want to do.

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